Retirement Planning with Allstate

Retirement Planning with Allstate Insurance

By Annette Cashatt

Image from Public Domain
Image from Public Domain

Retirement planning is both a joy and a burden—but the good type of burden, the type of stress that you know is going to yield a wonderful bounty at the end. It used to be that aging adults would put a little to the side and expect social security to make up the rest, but that may no longer be the case. It can be difficult to know for sure how your needs will be met and a growing number of older adults have a dynamic home situation, what with the younger generation handling large college loan debt and a recovery from the recession leading them to move back in with family. Luckily, Allstate offers help with retirement planning and life insurance.

A sample of retirement planning that Allstate offers includes the following: annuities, IRAs, mutual funds, 529 College Savings Plan, and of course, life insurance. The Allstate website offers a retirement calculator to help you figure out how much cash flow you will need to retire and stay retired. An Allstate personal financial representative can also speak to you directly and help you figure out all of your needs.

Allstate can help you figure out details of retirement and offer personalized advice. For example, a common question is “Should I retire if I still have debt?” Some suggestions to help you retire while managing debt are calling to haggle over a lower credit card rate and saving even very small amounts of money every single month, or week if possible. And while retirement planning if often saved talked about in middle age, the earlier you start planning, the better off you will be.

If you’d like to learn more about retirement planning, check out Allstate’s website:


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